Hi Ondrea,
The low capacity factor for the Detailed PV case is caused by inverter clipping. You can see that on the Losses tab of the Results page:
Note the information on the System Design page indicating that the array's nominal maximum string voltage is higher than the inverter's maximum MPPT input voltage:
You can solve this problem by reducing the number of modules per string so that the string Voc at reference conditions is less than the inverter maximum MPPT voltage (Vmppt_high). If you want to maintain the same DC/AC ratio, you will also have to change the number of strings in parallel. For example, I changed modules per string to 24 and strings in parallel to 7100, which resulted in a DC capacity factor of 16.5%.
Best regards,
Paul.